Service
Insurance Ready / Condition Review
Independent condition review that may support insurance processes, subject to each insurer's specific requirements and acceptance.
Who it's for
Owners who need an independent condition review to support a new policy, a renewal, or an insurer's request, before or during the underwriting process.
What's included
- General condition review
- Safety and visible systems review
- Photo-supported report
- Confirmation of insurer requirements before scope is set
- A practical summary the owner can share with the insurer or broker
What's not included
- ARMA does not guarantee that any insurer will accept the report
- ARMA does not issue insurance policies, quotes, or underwriting decisions
- ARMA does not replace a surveyor specifically required by the insurer
- ARMA does not certify hidden or inaccessible conditions
- ARMA does not represent the owner in claims negotiations
When it makes sense
Use this service when an insurer has requested a condition report, or when an owner wants an independent review before applying for or renewing coverage.
How ARMA works
ARMA confirms the insurer's specific requirements first, then defines scope, performs a visual/non-destructive review, and delivers a photo-supported condition report.
This service is delivered by agreed scope and is subject to documentation, access, and — where applicable — third-party or authority requirements. ARMA provides independent advisory support; ARMA does not replace a certified surveyor, attorney, notary, insurer, financial institution, or government authority where one is legally or contractually required.